How long do withdrawals take?

Transfers to a linked bank account OR external deposit address

Withdrawal requests are typically processed in 1 business day but may take up to 5 business days in particular circumstances.

Anti-Money Laundering (AML) Regulations

AML regulations require a holding period. Your funds must be deposited for 5 business days before processing withdrawals. Your bank connection must have been established for more than 5 business days before processing withdrawals as well.

Funds are returned to clients via our in app Plaid integration. If funds were deposited via Plaid, there is no additional action needed to provide bank information. If funds were deposited via wire transfer or crypto transfer, bank information must be added 5 business days before the Makara team can return funds via ACH withdrawal. See our FAQ for more information on Plaid.

Processing Withdrawals

If your withdrawal requires rebalancing it can take up to 24 hours until trades are executed. All withdrawal requests will be executed during the earliest possible trading window. If your withdrawal is subject to a holding period for AML reasons (due to 5 business days required between deposit and withdrawal, or due to bank information requirement), funds will be held in US Dollars until the transfer is ready to be initiated.

If your withdrawal requires trading, the requested withdrawal amount may not be exactly matched due market conditions or slippage during execution.